Throughout life it is necessary to deal with financial issues, for we are economic agents and our decisions on this matter will impact the present time and in our future. Financial education is important in all stages of life, and learn from an early age helps support our behaviors.
And the school is the environment in which children and young people acquire not only knowledge but also the ability to live in society, making choices that influence the realization of their dreams and their attitudes influence in society.
Financial education, understood as a cross-cutting theme, dialogues with the various disciplines of the curricula of primary and secondary education, in order to enable the student to understand and fulfill their aspirations and be prepared for the various stages of life.
Aiming to introduce financial education in the whole process of formation of children and young people, the ENEF developed the Financial Education Program in Schools, bringing this knowledge to basic education.
CLICK HERE TO SEE THE INFOGRAPHIC DOCUMENT “GUIDELINES FOR FINANCIAL EDUCATION IN SCHOOLS”
In light of the document “Guidelines for Financial Education in Schools”, a pedagogical approach translated into structured educational activities and aligned to the curriculum of the nine years of elementary school was developed.
The goal is to contribute to the main school issues today, building a thought in financial education from the early years of this school year.
In addition to collaborating in the areas of knowledge of financial education, the initiative was also designed to provide performance improvement of students in Portuguese and Mathematics.
The set of books, one for each year of elementary school, was developed based on the concept of cycles and integrating the formal content (financial) social content (daily real situations of the students´ages). They were completed in October 2014 with the support of B3 and the Pilot Project to evaluate the results is in the phase of getting resources to be made possible.
ELEMENTARY SCHOOL PILOT PROJECT SUPPORTERS:
The document “Guidelines for Financial Education in Schools” also buoyed the production of teaching materials aimed at high school. During the period 2010 to 2011 the pilot project was conducted in 891 public high schools in six federation units. For results of this pilot project, see the paper translated into Portuguese “The Impact of the High School Financial Education – experimental evidence from Brazil”,produced by World Bank staff involved in this evaluation.
For this audience, the student book consists of several didactic situations that contextualize financial education concepts apply to their everyday life This proposal, in addition to facilitating the understanding of concepts, also provides information and conditions for students to turn knowledge into healthy financial behaviors. The teacher´s book, which mirrors the student, enables direct them to discuss and apply the teaching situations.
In May 2014, the Open Platform of access to financial education books was launched.
The Open Platform provides the materials prepared for high school and provides all the downloadable content for free, enabling the educator choose to download the books – the student and the teacher – in full or by theme, as needed. The knowledge gained from these materials can also foster the transmission of learning by young people to their families, and help them to achieve individual and collective dreams and star in their life trajectories.
Brazil was the winner of Country Award2014 award in the regional category for the Americas and the Caribbean, awarded by the Child and Youth Finance International (CYFI). This award laureates government authorities of achievements for the introduction of financial regulation aimed at children and youth, in addition to expanding the reach of economic citizenship programs through formal and non-formal channels of education.
The prize was awarded for Financial Education Program in Schools – High School developed under the National Strategy for Financial Education (ENEF). International recognition of an institution like CYFI reinforces the merit of the good results achieved in addressing children and youth a priority target audience of ENEF, so that in future students hold the knowledge to address social and economic challenges of society and can fully exercise their citizenship.
SEE THE FINALISTS AND WINNERS OF THE 2014 CYFI AWARDS
THE FOLLOWING INSTITUTIONS ENDORSED THIS INITIATIVE: